Before clients choose a SIPP, they need to make sure they understand its aims and risks. Hornbuckle does not give advice. A SIPP requires active management and investment expertise in order to review investments regularly. Income cannot be taken from your pension until age 55 normally.

What do we offer?

The Hornbuckle Mitchell SIPP is a bespoke pension vehicle designed to give your client flexible options. Choose from:

  • The Single Investment SIPP a low-cost self-invested personal pension that can be used to hold one investment or one investment account. 
  • The Full SIPP provides clients with a SIPP that can hold multiple investments.

We (Embark Services Limited) act as the operator and administrator of the scheme and liaise with all regulatory bodies on your clients behalf – e.g. providing annual regulatory returns and claiming tax relief from HMRC where applicable.

What fees do we charge?

Generally, we work on a fixed fee basis, although we may charge an extra fee to cover time spent on bespoke administration. We also offer a reduced fee for investments held within our Single Investment SIPP option.
View our fee schedules

Investment advice

We can’t give advice on whether a Hornbuckle product – or any investment – is right for clients and we only accept new applications from a financial adviser.
The Adviser Centre is also part of the Embark Group of companies and is a free-to-air, online fund research and consultancy service, dedicated to helping financial advisers to assess, select and monitor suitable actively-managed funds from the whole of the market. The service is practical, focused and easy-to-use and designed to reside at the heart of an adviser’s investment process. To find out more, please visit:

Useful links

Key Feature Documents
Investment Selector tool