For advice on accessing pension benefits, contact the governments free and impartial guidance service Pension Wise.
Important changes to your pension
As you are aware we annually review the charging structure of our pension schemes. Below are details of the changes which take effect for all clients from 1st February 2019.
Our 2019 fees

We are pleased to announce we have been able to remove a number of fees from our charging structures.

This is due to our ability to pass on savings in some areas through ongoing investment in administration technology. In the few areas where we have increased our fees, this is a result of the implementation of some required regulatory change and the need for increased due diligence requirements on investments.

When do they come into effect?

All changes to fees for periodic or one-off activities will take effect from the 1st February 2019.

Changes to our recurring fees, such as the annual administration fee, will come into effect from your next renewal dates on or after 1st February 2019.

You can view our current fee schedules which will be in effect until 31st January 2019 here.

Do you have any questions?

We are unable to provide financial advice therefore we recommend that all clients speak to a financial adviser in the first instance with any questions regarding these changes or their investments.

For further information about financial advisers in your area, please visit